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    Terms of Use

    Last updated November 9, 2026

    About these terms

    By using chdagent.com you agree to these terms. The site is operated by Sarah Cowan, a Broker Associate with Guide Real Estate, Colorado license FA100037983. If you do not agree, please do not use the site.

    Information only

    Content on this site, including blog posts, market data, neighborhood information, the home value estimator, calculators and the chat assistant, is general information. It is not legal, tax, lending, credit or financial advice. Please consult an attorney, CPA, lender or other qualified professional about your situation. Estimates are not appraisals.

    Market data

    Market and listing information comes from sources including DMAR and REcolorado and is deemed reliable but not guaranteed. Figures can change and may contain errors. Verify important details independently before relying on them.

    No agency relationship from using the site

    Using the site, submitting a form or chatting with the assistant does not create a brokerage relationship. A brokerage relationship begins only when you sign a written agreement with Guide Real Estate, as required by Colorado law.

    Chat assistant

    The chat assistant is automated and can be wrong. Do not rely on it for decisions about price, contracts, deadlines or legal rights. Contact Sarah directly for advice about your situation.

    Your use of the site

    Please do not misuse the site, including submitting false information, attempting to access areas you are not authorized to use, scraping it in bulk, or interfering with its operation.

    Content ownership

    Text, images, graphics and other content on this site belong to Colorado Homes Denver or its licensors. You may share links and short excerpts with credit. Other copying or reuse requires written permission.

    Links to other sites

    The site links to third-party websites such as review platforms and community resources. We do not control and are not responsible for their content or practices.

    Limitation of liability

    The site is provided as is. To the fullest extent allowed by law, Colorado Homes Denver, Sarah Cowan and Guide Real Estate are not liable for losses arising from your use of the site or reliance on its content.

    Fair housing

    We are committed to the Fair Housing Act and Colorado fair housing law. Equal Housing Opportunity.

    Governing law and changes

    These terms are governed by Colorado law. We may update them, and the date at the top shows when they last changed. Questions go to sarah@chdagent.com.

    Sarah Cowan is a licensed Broker Associate with Guide Real Estate, Denver CO. Equal Housing Opportunity. · Privacy Policy · Terms of Use