Why do interest rates change

Ever wanted to know why or how interest rates change? Why do they change? What is the importance of locking in? Mike and Brett are here to help answer these mortgage questions!

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For more information please feel free to contact Brett, Mike or myself.

 Sarah Bowles Colorado Native Realtor 720-83-SARAH (72724)

Brett Baird CityWide Lending 303-548-7334

Mike Kenevan AmeriFirst Lending 303-901-9978

madison

Missed House Payment

What happens if you have a missed house payment? Are there other options?

Top Colorado Lenders, Mike Kenevan and Brett Baird are here to answer.

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For more information please feel free to contact Brett, Mike or myself.

 Sarah Bowles Colorado Native Realtor 720-83-SARAH (72724)

Brett Baird CityWide Lending 303-548-7334

Mike Kenevan AmeriFirst Lending 303-901-9978

madison

Mortgage Breakdown PITI

What does a monthly payment really entail? What is that you are paying each month towards your mortgage? Short answer is Principle, interest, taxes and insurance.

Brett Baird and Mike Kenevan are here to elaborate on: the top questions my lenders get asked! Series What is the breakdown of a mortgage payment?

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For more information please feel free to contact Brett, Mike or myself.

 Sarah Bowles Realtor 720-83-SARAH (72724)

Brett Baird CityWide Lending 303-548-7334

Mike Kenevan AmeriFirst Lending 303-901-9978

madison

Denver Neighborhood – Uptown

Denver Neighborhood – Uptown

Just a stones throw away from the heart of DownTown Denver. Close to shopping, restaurants, entertainment and even hospitals! Homes in this area range from modern developments, condo life, Brownstones, Victorian and Queen Anne’s. Many older structures, such as the old St. Lukes have been converted to living spaces (St. Luke’s Loft’s).

 

More Information:

Near-by Parks: Civic Center Park, Benedict Fountain Park and City Park

2 Minutes to DownTown

12 Minutes to Shopping (Cherry Creek Mall)

10 Minutes to I-25

Closest Grocery Store is Safeway

Walk Score: 90

Bike Score: 98

 

 

 

 

 

 

 

 

 

 

 

 

Denver Neighborhood – Berkley

Denver Neighborhood – Berkeley

Located in Northwest Denver, Berkeley has seen some recent development. New businesses, remodels and new homes.  Close to restaurants, arts, entertainment, parks, spas, boutique stores and more. Tennyson Street is the place to be. With festivals and other great treats.

walkscore.com

walkscore.com

Berkeley is an artistic area with live music, theater and arts. They have a great first Friday Art Walk too!

You will find that Berkeley has home architecture that includes the Denver Square, town homes and some modern new builds.

 

More Information:

Near-by Parks: Berkeley Lake Park and Rocky Mountain Lake Park

24 Minutes to DownTown

42 Minutes to Shopping (Cherry Creek Mall)

5 Minutes to I-70

Closest Grocery Store is King Soopers and Sprouts

Walk Score: 87

Bike Score: 73

 

 

 

 

 

 

 

 

 

 

 

 

Denver Neighborhood – Virginia Village & Virginia Vale

Denver Neighborhood – Virginia Village & Virginia Vale

Located just southeast of Downtown Denver and just outside of Cherry Creek. These neighborhoods tout the largest mid-century modern homes. It also has a combination or brick frame, ranch and two story homes.

Before 1950 this area was surrounded by orchards and farmlands. Now, it is a vibrant Denver Neighborhood!

Make sure to check out the Four Mile House, which features 12 acres of some of Denver’s Oldest standing structures, exhibits and special events!

Photo Credit: fourmilepark.org

Photo Credit: fourmilepark.org

More Information:

Near-by Parks: Infinity Park, Ash Grove Park and Four Mile Historic Park

26 Minutes to Downtown Denver

9 Minutes to Shopping (Cherry Creek Mall)

10 Minutes to I-25

Closest Grocery Store is King Soopers

Walk Score: 63

Bike Score: 68

Virginia Village & Virginia Vale Postal Zip Codes: 80224

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

madison

Jumbo Home Loans and 80 10 10

To many folks all loans are JUMBO. However, what is a jumbo home loans? What is the limit on a loan for it to be considered Jumbo?

What is an 80 10 10?

Brett Baird and Mike Kenevan help answer these home loan questions.

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To find what the cap is for an area you are looking at refinancing or purchasing in you will need to speak to a lender directly, as the values change per city.

For more information please feel free to contact Brett, Mike or myself.

 Sarah Bowles Colorado Native Realtor 720-83-SARAH (72724)

Mike Kenevan AmeriFirst Lending 303-901-9978

Brett Baird CityWide Lending 303-548-7334

madison

 

Amortization Schedule

What the heck is an Amortization Schedule?

Brett and Mike superior Colorado Lenders help answer some of the top lending and home loan questions they get asked.

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For more information please feel free to contact Brett, Mike or myself.

 Sarah Bowles Colorado Native Realtor 720-83-SARAH (72724)

Mike Kenevan AmeriFirst Lending 303-901-9978

Brett Baird CityWide Lending 303-548-7334

madison

Denver Neighborhood – Washington Park – Wash Park

Denver Neighborhood – Washington Park – Wash Park

This Denver neighborhood has earned its name due to the South Central Denver Park Washington Park. Commonly referred to as Wash Park, this links its inhabitants to transport, restaurants, stores and local bars. Wash park is always filled with life!

The large park offers a little relief from the city, with large open areas, a lake, play ground, running/walking path, volleyball and even a venue!

 

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Looking out on the Washington Park Boathouse and Smith Lake Photo Credit: Suzy Guese

 

 

Made up of young professionals and families this area has numerous apartment buildings, condos, Victorian homes, two story houses, bungalows and new builds.

More Information:

Near-by Parks: Wash Park

16 Minutes to DownTown

8 Minutes to Shopping (Cherry Creek Mall)

5 Minutes to I-25

Closest Grocery Store is Whole Foods

Walk Score: 56

Bike Score: 72

 

 

 

 

 

 

 

 

 

 

 

 

Denver Neighborhood – Belcaro

Denver Neighborhood – Belcaro

Named for the 54 room Georgian Country Estate and tennis pavilion built by Belcaro. This Denver neighborhood houses the Phipps Mansion.

Belcaro homes are large, generously sized gardens and tree lined streets.  Great for anyone who needs to commute into the city center, and wishes to spend leisure time at home in a relaxing environment.

More Information:

Near-by Parks: Bonnie Brae and Pulaski

16 Minutes to DownTown

15 Minutes to Shopping (Cherry Creek Mall)

5 Minutes to I-25

Closest Grocery Store is King Soopers

Walk Score: 62

Bike Score: 68

Belcaro Postal Zip: 80209