Escrow, impound for a mortgage explained

Escrow, impound …. explained!

Is it the same thing or is it different? What is the effect on a home loan/home mortgage? Brett Baird and Mike Kenevan some of my top lenders, in Colorado, are here to help answer frequent questions that they get asked!

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For more information please feel free to contact Brett, Mike or myself.

 Sarah Bowles Colorado Native Realtor 720-83-SARAH (72724)

Brett Baird CityWide Lending 303-548-7334

Mike Kenevan AmeriFirst Lending 303-901-9978

madison

Different Loans Types such as FHA, VA, Conventional

What is a conventional loan? What is an FHA loan? What is the difference between different mortgage loans? Why is important to know? Brett and Mike are here to answer top Lender questions!

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For more information please feel free to contact Brett, Mike or myself.

 Sarah Bowles Colorado Native Realtor 720-83-SARAH (72724)

Mike Kenevan AmeriFirst Lending 303-901-9978

Brett Baird CityWide Lending 303-548-7334

madison

Mortgage Terms Loan Lingo and Terminology

Every company or office has abbreviations for things. For instance FSBO is a for sale by owner. Even in lending there are many Mortgage Terms Loan Lingo.

When purchasing a home your lender can shoot out a lot of terminology. What the heck does it all mean?

Colorado Lenders Brett Baird and Mike Kenevan give us some lingo run down!
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For more information please feel free to contact Brett, Mike or myself.

 Sarah Bowles Colorado Native Realtor 720-83-SARAH (72724)

Mike Kenevan AmeriFirst Lending 303-901-9978

Brett Baird CityWide Lending 303-548-7334

madison

Why do interest rates change

Ever wanted to know why or how interest rates change? Why do they change? What is the importance of locking in? Mike and Brett are here to help answer these mortgage questions!

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For more information please feel free to contact Brett, Mike or myself.

 Sarah Bowles Colorado Native Realtor 720-83-SARAH (72724)

Brett Baird CityWide Lending 303-548-7334

Mike Kenevan AmeriFirst Lending 303-901-9978

madison

Down Payment Assistance

What programs are available to help with down payment assistance to buy a Denver home? What are the requirements? Is there a way that you can own your own home for little down?

My top lenders Mike and Brett are here to answer Top Questions Asked to my Top Lenders!

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For more information please feel free to contact Brett, Mike or myself.

 Sarah Bowles Realtor 720-83-SARAH (72724)

Mike Kenevan AmeriFirst Lending 303-901-9978

Brett Baird CityWide Lending 303-548-7334

madison

 

Missed House Payment

What happens if you have a missed house payment? Are there other options?

Top Colorado Lenders, Mike Kenevan and Brett Baird are here to answer.

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For more information please feel free to contact Brett, Mike or myself.

 Sarah Bowles Colorado Native Realtor 720-83-SARAH (72724)

Brett Baird CityWide Lending 303-548-7334

Mike Kenevan AmeriFirst Lending 303-901-9978

madison

Mortgage Breakdown PITI

What does a monthly payment really entail? What is that you are paying each month towards your mortgage? Short answer is Principle, interest, taxes and insurance.

Brett Baird and Mike Kenevan are here to elaborate on: the top questions my lenders get asked! Series What is the breakdown of a mortgage payment?

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For more information please feel free to contact Brett, Mike or myself.

 Sarah Bowles Realtor 720-83-SARAH (72724)

Brett Baird CityWide Lending 303-548-7334

Mike Kenevan AmeriFirst Lending 303-901-9978

madison

Different Types of Home Loans

What type of loans are out there to purchase a home? What are benefits of some vs others? How do I know what Program would work best for me? Brett Baird and Mike Kenevan, Denver top lenders are here to answer!

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For more information please feel free to contact Brett, Mike or myself.

 Sarah Bowles Colorado Native Realtor 720-83-SARAH (72724)

Brett Baird CityWide Lending 303-548-7334

Mike Kenevan AmeriFirst Lending 303-901-9978

madison

Denver Neighborhood – Uptown

Denver Neighborhood – Uptown

Just a stones throw away from the heart of DownTown Denver. Close to shopping, restaurants, entertainment and even hospitals! Homes in this area range from modern developments, condo life, Brownstones, Victorian and Queen Anne’s. Many older structures, such as the old St. Lukes have been converted to living spaces (St. Luke’s Loft’s).

 

More Information:

Near-by Parks: Civic Center Park, Benedict Fountain Park and City Park

2 Minutes to DownTown

12 Minutes to Shopping (Cherry Creek Mall)

10 Minutes to I-25

Closest Grocery Store is Safeway

Walk Score: 90

Bike Score: 98

 

 

 

 

 

 

 

 

 

 

 

 

Denver Neighborhood – Berkley

Denver Neighborhood – Berkeley

Located in Northwest Denver, Berkeley has seen some recent development. New businesses, remodels and new homes.  Close to restaurants, arts, entertainment, parks, spas, boutique stores and more. Tennyson Street is the place to be. With festivals and other great treats.

walkscore.com

walkscore.com

Berkeley is an artistic area with live music, theater and arts. They have a great first Friday Art Walk too!

You will find that Berkeley has home architecture that includes the Denver Square, town homes and some modern new builds.

 

More Information:

Near-by Parks: Berkeley Lake Park and Rocky Mountain Lake Park

24 Minutes to DownTown

42 Minutes to Shopping (Cherry Creek Mall)

5 Minutes to I-70

Closest Grocery Store is King Soopers and Sprouts

Walk Score: 87

Bike Score: 73