Sunnyside: 4 Reasons You’ll Love this Neighborhood

For first time home buyers and anyone looking to make the move closer to Denver, there is an up and coming neighborhood that you need to know about! The neighborhood known as Sunnyside has a lot more than a fantastic name going for it.

 

Keep reading to discover 4 awesome reasons to live in the Sunnyside neighborhood!

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Image Source: Wikipedia

 

Location: Sunnyside borders the Highlands neighborhood, and has close access to downtown Denver. Living here will give you all the comfort of neighborhood living, with proximity to big city living!

 

Environment: If you are looking for a neighborhood with a great vibe and even better food, Sunnyside is a perfect fit for you! In addition to fantastic cuisine and fun demeanor, Sunnyside is home to large lots and beautiful historic homes.

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Image Source: Common Grounds Coffee House

 

Great Deals: Although Sunnyside borders the Highlands, this area is much more affordable for home buyers with many of the same great benefits! Home buyers looking to live close to downtown but not willing to pay city prices will find this area very appealing.

 

It’s Growing: Home value in the Sunnyside neighborhood is on the rise, and now is a great time to get into the neighborhood while the homes are still affordable.

 

Do you love this neighborhood? Do you want to know more? Contact me today!

 

 

5 Ways to Pin Your Garden Green this Summer

Social Media has changed a lot of things, including the way we purchase, update, and decorate our homes. Pinterest is one of the best ways to get inspiration and DIY tips and tricks for your home. This week I am going to walk you through how you can can get the most out of your garden (whether you have a green thumb or not) using Pinterest!

Set-Up Your Board:

If you do not have a Pinterest, sign-up now (and then start Pinning with me)! Pinterest is the easiest way to organize your projects, save creative ideas, and find DIY projects. Once you have your Pinterest setup, create a gardening board.

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Identify Your Space:

Once you have laid the groundwork for your Pinterest board, figure out where the ground is that you will be working with. Are you going to be building your own herb-rack, or do you want a spacious vegetable garden? Depending on where you plan to do your growing, you may choose to pin different types of garden inspiration.

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Select Your Plants:

What kind of plants are you looking to grow? From veggies to flowers, Pinterest is full of advice on how to select the best plants for you garden. If you are looking for more of a DIY experience, you may want to start with seeds. However, if you have no idea how to get a garden started, there are plenty of good starter plants to help you grow into gardening. No matter what you choose, Pinterest can help ensure that you have selected the right plants for your space.

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Pin Tricks + Tips:

Once you have selected the types of plants you would like to grow, get busy learning how to make them thrive. There are plenty of tutorials on how to help specific types of plants grow better. Take advantage of this collective wisdom, and save it on your gardening board!

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Set Reminders:

Now that you have everything you need to get your garden started, and all the tips and tricks to help yourself succeed, set reminders to make sure that you are following directions! If you need to water your plants every day, set up reminders on your phone for a time you know you will be home to water. If you need to fertilize once a week, pop that appointment in your calendar!

Thank you for taking the time to read my gardening blog! Want some more ideas? Check out my Pinterest page to get inspired.

FHA: Looking at Costs vs. Benefits

If you’re not quite qualified for a conventional mortgage or don’t have enough saved for a down payment to buy a house, you’re in luck. The Federal Housing Administration, formed in 1934, was created to stimulate the economy by encouraging home ownership by making purchasing a home more accessible for the average joe. This means that you (or anyone) can apply for an FHA approved loan and pay as little as 3.5% down.

That’s great news for the person with little credit history, but the FHA has it’s pros and cons. Recently costs associated with FHA loans have skyrocketed, making potential buyers think twice about waiting to get qualified or saving up to put some money down. If you have poor credit history don’t get too excited, as little credit history is different than bad credit history and building back your credit score is a must whether you’re leaning toward FHA or not.

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You also can’t go out and apply for an FHA loan on a multi-million dollar property, so be aware of the limits for the loans that you can apply for. Another recent change is that PMI (Private Mortgage Insurance) is now required for the life of the loan, not just the until you build enough equity. Insurance and other fees add up quickly, so don’t forget to take into consideration what you’ll really be paying in the long run.

Despite the many hoops and added costs of FHA, especially lately, applying for an FHA loan can still be a great option for some buyers who can’t quite reach their savings or credit goals. If you’re looking to buy and think you’ll need a hand from the FHA, contact me today for more information to get on the path to home ownership.