Mortgage Terms Loan Lingo and Terminology

Every company or office has abbreviations for things. For instance FSBO is a for sale by owner. Even in lending there are many Mortgage Terms Loan Lingo.

When purchasing a home your lender can shoot out a lot of terminology. What the heck does it all mean?

Colorado Lenders Brett Baird and Mike Kenevan give us some lingo run down!
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For more information please feel free to contact Brett, Mike or myself.

 Sarah Bowles pay day loans florida Colorado Native Realtor 720-83-SARAH (72724)

Mike Kenevan source AmeriFirst Lending 303-901-9978

Brett Baird http://electrodomesticosam.com/?q=bmo-harris-car-loan-rates CityWide Lending 303-548-7334

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Mortgage Breakdown PITI

What does a monthly payment really entail? What is that you are paying each month towards your mortgage? Short answer is Principle, interest, taxes and insurance.

Brett Baird and Mike Kenevan are here to elaborate on: the top questions my lenders get asked! Series What is the breakdown of a mortgage payment?

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For more information please feel free to contact Brett, Mike or myself.

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http://acf.ch/wp/?m=payday-loan-key-west Brett Baird CityWide Lending 303-548-7334

payday loans that don't require a checking account near me Mike Kenevan AmeriFirst Lending 303-901-9978

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Home Loans bought and sold

When you get a home loan there are many times that the loan will be bought and sold. What does that mean exactly? Mike Kenevan and Brett Baird my top Lenders are here to explain.

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For more information please feel free to contact Brett, Mike or myself.

 Sarah Bowles approved pay day loans Colorado Native Realtor 720-83-SARAH (72724)

Mike Kenevan fast and easy payday loan AmeriFirst Lending 303-901-9978

Brett Baird enter CityWide Lending 303-548-7334

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What will it cost me to get a Home Mortgage?

Getting ready to purchase a new home? Do you know what other costs are involved? Be prepared and know what other costs are incurred when obtaining a loan to buy a Denver home. Mike and Brett are at it again:

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Make sure to also understand what other fees you may incur from the real estate side, such as, inspections!

For more information please feel free to contact Brett, Mike or myself.

 Sarah Bowles Realtor 720-83-SARAH (72724)

Mike Kenevan AmeriFirst Lending 303-901-9978

Brett Baird CityWide Lending 303-548-7334

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How much home can I afford

It seems to start with HGTV. Getting excited to own your own home, upgrading or location change. How do you know what you can afford? What goes into figuring out what one is qualified for to purchase a home? Brett and Mike Denver Local Lender answer!

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For more information please feel free to contact Brett, Mike or myself.

 Sarah Bowles Realtor 720-83-SARAH (72724)

Brett Baird CityWide Lending 303-548-7334

Mike Kenevan AmeriFirst Lending 303-901-9978

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When to talk to a lender?

When should you talk to a lender about wanting to buy in Denver? Wanting to own real estate? A house, unit, investment, upgrade or second home? When and how so I work on structuring the money? Where do you start looking for a Denver home?

Mike and Brett help answer when to start the process!

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For more information please feel free to contact Brett, Mike or myself.

 Sarah Bowles Realtor 720-83-SARAH (72724)

Mike Kenevan AmeriFirst Lending 303-901-9978

Brett Baird CityWide Lending 303-548-7334

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Thinking of a New Build Colorado Home?

The Builder’s Realty Council of Denver (BRC) has recently published a informational piece as to to the pro’s of purchasing a new build Colorado home. If you are looking to purchase a home and haven’t thought about  a new build, these are some good reasons to think about if a new build would be right for you?!

 

You can read the piece by  the BRC and Why new?

 

Hope you enjoy!

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New Build? Why would I want a Realtor?

The Builder Realty Council (BRC), who advocates for builders has published why you NEED a professional Real Estate Agent to Represent you. I have clients who have mentioned to me, “If I am doing a new build I don’t see why I would need an Agent.” “It’s a new build, its cut and dry isn’t it?”

 

Now rather than hearing it from me. Below is the article by the BRC  going over why they advises consumers to use a Licensed and qualified Realtor.

Here is the short piece on  Why Engage? with a professional when purchasing a New Build home.

Do I need 20% cash down to buy a house?

Do you have to have 20% cash to buy a house? Mike Kenevan with AmeriFirst and Brett Baird with Citywide in Denver, Colorado are here to answer!

For more information please feel free to contact Mike, Brett or myself.

 Sarah Bowles Realtor 720-83-SARAH (72724)

Brett Baird CityWide Lending 303-548-7334

Mike Kenevan AmeriFirst Lending 303-901-9978

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Top Questions Answered: Can I use my 401K to buy a house?

Can I use my 401K to buy a house? Brett Baird with Citywide and Mike Kenevan with AmeriFirst are here to answer!

 

For more information please feel free to contact Brett, Mike or myself.

Sarah Bowles (720) 83-SARAH (72724)

Brett Baird  (303) 548-7334

Mike Kenevan (303) 901-9978